What’s it going to take to release the labor, lots, and lending headlock, to bring in would-be home buyers who can and will repay their loans?

All eyes on Wall Street fixate on what’s next for the Fed and interest rates. Funny, that’s not what all eyes on Main Street focus on at all. Here, new data from Trulia–culled as recently as last week among 2,000-plus Harris Poll online survey respondents–suggests that interest rates take a decided second-place to a bigger fear among those surveyed: the fear of not finding a home they can buy.

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